Terms and Conditions for MoneyKakis Facebook/Instagram Contest

The MoneyKakis Facebook/Instagram Contest (the “Contest”) is organised by First4 Marketing Agency (the “Organiser”).

1. The contest will have multiple editions and it will take place on the MoneyKakis Facebook/Instagram page separately from: a) 1st of the month to the 31st of the following month, 11.59PM
2. By taking part in the Contest, the participants (the “Participants”) agree to be bound by these Terms and Conditions and to abide by the decisions of the Organiser. The decisions of the Organiser in all matters relating to the Contest shall be final.
3. Persons or employees of the Organiser who are involved in the organisation of any part of the Contest and the immediate family member of such persons or employees are disqualified from participating in the Contest. For the purpose of this clause, 'immediate family members' shall include spouses, children, parents, parents-in-law and siblings.

How to Participate
4. To be eligible for the Contest, the Participants must:
a) be residing or working in Singapore; and
b) agree to be bound by the official rules, regulations and decisions of the Organiser.
5. To be considered for the purposes of this Contest, the Participants must:
a) Complete the Survey conducted by MoneyKakis
6. The Organiser accepts no responsibility for any submission that is incomplete, unreadable, ineligible, corrupted, misdirected, lost or delayed, or is unable to be sent or published due to technical or transmission failures of any kind or any other reason.
7. There is a limit to the number of entries a Participant may submit for the contest. Participants may only participate once per monthly contest.

Judging Guidelines
8. All submissions shall be subject to the approval of the Organiser, which has the sole discretion to disqualify and/or remove any submission as it deems fit, including but not limited to comments which:
a) contain obscene, provocative, objectionable, defamatory, inappropriate, or illegal content;
b) contain content which is irrelevant to the Contest; or
c) do not comply with these Terms and Conditions.
9. The winning entry for each edition of the contest will be chosen by the Organiser at its sole discretion.
10. The judges' decision is final and no further correspondence will be entertained.
11. The winners will be announced and informed by the Organiser on:
a) 2nd of the following month

Prize
12. The Participant who submit the winning Contest entry (the “Winner”) will win a staycation of 2D1N.
13. The Prize is non-transferable and cannot be exchanged for cash or other prizes. The Prize is subject to any accompanying terms set by the Organiser, and the Organiser reserves the right to substitute the Prize with any alternative prize without prior notice.
14. The Winner will be notified through a call by the Organiser, where the Organiser will provide details as to how to claim the Prize. The Organiser reserves the right to require the Winners to produce (i) proof of identity, (ii) proof of place of residence/work to claim their Prize.
15. The Winner’s prize will be forfeited to the Organiser and the Winner shall have no claim whatsoever on the Prize in the event that the Organiser is:
a) Unable to contact the Winner through a phone call within 1 week upon the announcement of the winner by the Organiser; and/or b) Unable to obtain and verify the Winner’s proof of identity, proof of place of residence/work. The Organiser will then reserve the right to award a new Winner for the forfeited Prize.

Personal Information
16. By entering the Contest, all Participants consent to the Organisers collecting, using, processing or transferring their personal data (including but not limited to their names, their Instagram handles and profile pictures) for promotional, marketing and publicity purposes about the Contest. It is a condition for participation in the Contest that Participants consent to the public disclosure of his/her name, and their Valid Entry for publicity or commercial purposes or otherwise, and the Organisers shall be entitled to use any such information for any future marketing effort, without any further notice, payment or compensation to the Participants.
17. Participants warrant that all information submitted is true, current and complete. Participants shall inform the Organisers immediately of any inaccuracies in the information submitted.

General
18. The Organiser reserves the right to cancel the Contest for reasons beyond its control. The Organiser (including its employees, officers, agents and assigns) shall not be responsible or liable for any loss or damage relating to or arising from the Contest (including cancellation of the Contest) or the Prize awarded, regardless of the cause and reason, to the extent permitted by law.
19. These Terms and Conditions shall be governed by the laws of the Republic of Singapore and the Participants hereby agree to submit to the exclusive jurisdiction of the Singapore courts.
20. The Contest is in no way organised, sponsored, endorsed, or administered by, or associated with Instagram and Instagram is not liable for any losses, damages, costs or expenses that any party may suffer and/or incur as a result of or in connection with the Contest and/or Prize.